Five ways to $ave for a dream family vacation

Eighty-seven per cent of people have a dream trip that they

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would take if money was no object,

according to a recent Travelocity survey. While money is a big factor in making your family’s vacation decisions, planning can help make your dreams into a reality.

“The price tag of a family vacation can seem overwhelming but it can be made more affordable,” said Dennis Tew, father of three and chief financial officer of Franklin Templeton Investments Corp. “There is an enjoyable vacation option for every budget.”

Five money-saving tips for a vacation include:

1. Set a budget. Determine what you can afford and how much you will be able to save in advance. Once you have a budget, stick to it.

2. Create

a vacation fund. Set aside money regularly in a high-interest savings account or TFSA. Cut back on frivolous expenses and add that money to your vacation savings.

3. Schedule downtime. Vacations are a great time to unwind, so schedule some time by the hotel pool instead of visiting every attraction. This will save money and help you bond with your family.

4. Search online for deals. Many travel, flight and hotel sites have discount packages available.

5. Children can budget too. Encourage your children to save their allowance to make purchases on the trip. This helps keep spending in check and also teaches them financial responsibility.

More information on saving for the future is available at


Author: Debra Chan